How to buy the jewellery you want even if you're not rich

Everybody knows that jewellery is expensive. For many simple people who work hard all day to sustain their lifestyle, jewellery is the last thing on their mind when they get their pay.

But there will come a time when some people will decide to get married. Depending on their culture and regardless of how much they earn, they may shop for women and men's wedding rings in Sydney.

The good news is you don’t have to be rich to afford bridal jewellery. Here’s how you can buy your wedding rings even if you’re not rich.

Get payment plans

There are payment plans for many luxury items including jewellery.

One of the most popular and easiest payment plans for jewellery is Afterpay. For items priced between $80 and $1,500, a shopper will be able to pay for their purchase over four equal instalments due fortnightly—and all they need is a debit or a credit card.

Instant gratification keeps a lot of financing businesses alive so be confident that there’s a payment plan out there to suit your lifestyle.

Go to pawnshops and thrift stores

What if you found out that the ring sitting behind the glass of a Sydney CBD boutique store can also be found in a pawn shop or thrift store away from the city? Same look, same maker, same quality but less on the price tag.

Some people would go for the deal. Someone else’s breakup or divorce or forfeited pawned item could be somebody else’s joy

Save up for it

This isn’t something new and many people out there probably aren’t happy to be told to save up. Before you roll your eyes, you need to know one difference between the rich and the non-rich: the former are more disciplined in their spending habits

Instead of saying ‘I can’t afford it, so I won’t buy it’ when wanting something out of your budget, bestselling author Robert Kiyosaki advises to ask this question instead: ‘How can I afford it?’

One way to afford something is to save up for it consistently. For a year or more, set aside a portion of your earnings every month for your dream bridal jewellery. You’ll be proud of how disciplined you’ve become by saving diligently.

Remember that jewellery isn’t only afforded by the rich. Even smart and excited not-so-rich shoppers can find ways to get anything expensive.